Personal Banking

Personal

PositiveChange Personal Accounts

Your deposits matter. Your deposits allow us to empower changemakers that are working toward meaningful social justice outcomes and environmental sustainability. Your deposits can create the positive change you want reflected in our communities. 


PositiveChange Checking Accounts

Our personal checking and savings accounts are designed for a range of customers and include online and mobile banking. Add a savings account and enjoy overdraft protection transfers to your checking account for no additional fee.

Amount to open: $10 - $100

Monthly service fees: $0 - $26

Dependent on the type of account, features include:

  • Debit card (all accounts)
  • Unlimited debit card transactions
  • Checks
  • eStatements 
  • Online and mobile banking
  • Bill pay


To learn more about accounts available in your area, call or email our Customer Care Center at support@beneficialstate.com or 888.326.2265. Please include your zip code. 


PositiveChange Saving Accounts 

Amount to open: $25- $50

Monthly service fees: $0 - $26

Dependent on the type of account, features include:

  • eStatements 
  • Online and mobile banking


To learn more about accounts available in your area, call or email our Customer Care Center at support@beneficialstate.com or 888.326.2265. Please include your zip code. 


PositiveChange CDs

Amount to open: $1,000

Monthly service fees: $0

Features include:

  • Terms of 3 months to 60 months


To learn more about accounts available in your area, call or email our Customer Care Center at support@beneficialstate.com or 888.326.2265. Please include your zip code. 


Personal Lending

LOOP ViSA Personal Credit Card that supports Oregon nonprofits. The program has generated over $180,300 to benefit OREGON non-profit organizations.  

 

To learn more about this product, call or email our Customer Care Center at customercare@beneficialstate.com or 800.814.6088.


Important Information and Documents

Any ATM not in the Beneficial State Bank ATM network is a non-network ATM. Our network includes our office locations and thousands of ATMs coast to coast in the United States and worldwide through our partner providers. Visit their websites to find  locations convenient for you.  www.allpointnetwork.com | www.moneypass.com

in order to receive discounted pricing:

  • Service Men & Women / Seniors / Students must show appropriate identification.
  • Seniors must be over 55 years old

Documents & Resources:


Online Banking Access Agreement and Electronic Funds Transfer

eStatement Agreement