Your Life

Personal Banking

Serving our communities is at the heart of everything we do at Beneficial State Bank. That's reflected in the lineup of products we offer for your everyday life. We strive to build a better future by building a better banking system from the ground up—one that strengthens local communities and improves quality of life, rather than the other way around.

Whether you need a deposit account to manage your day-to-day expenses or an auto loan with sensible rates and manageable payment plans, Beneficial State Bank emphasizes the "person" in personal banking.


PositiveChange Checking Accounts

Our personal checking accounts are designed for a range of customers and include online and mobile banking.

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PositiveChange Saving Accounts

Add a savings account and enjoy overdraft protection transfers to your checking account for no additional fee. Plan for the future and reach your financial goals.

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Values-Driven Credit Cards

Our values-driven credit cards are available now. You can learn more and apply now on our website.

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Building a Better World

Depositors aren't just another line item at Beneficial State Bank. We value what our accountholders bring to the table—the opportunity for our organization to "crowdfund" and engage in lending practices that build toward a more inclusive, environmentally regenerative, racial- and gender-just world. That's our vision. Learn more.

Committing Ourselves to Good

Good deeds are, well, good. But in a vacuum, they ignore the contextual, true need. That's why Beneficial State Bank chooses to make an impact with overarching positivity on the world around us. Our roster of financial products to better your everyday life are one part of that. Learn more about the overarching impact for which we strive.