Personal Checking

PositiveChange Personal Accounts

Your deposits matter. Your deposits allow us to empower change-makers that are working toward meaningful social justice outcomes and environmental sustainability. Your deposits can create the positive change you want reflected in our communities.


Open an Account

 

 

PositiveChange Checking Accounts

Our personal checking and savings accounts are designed for a range of customers and include online and mobile banking. Add a savings account and enjoy overdraft protection transfers to your checking account for no additional fee.

Dependent on the type of account, features include:

  • Debit card (all accounts)
  • Unlimited debit card transactions
  • Checks
  • eStatements 
  • Online and mobile banking
  • Bill pay

To learn more about accounts available in your area, call or email our Customer Care Center at  support@beneficialstate.com or 888.326.2265. 

eChecking

  • An online account with all the basics, for checking on the go
  • Amount to Open: $50
  • Monthly Service Charge: $0/month
  • Please Note: eStatement required
  • Features: Debit Card***,  Online Banking, Mobile Banking, Bill Pay.

Checking

  • Great for established households w/ our full suite of features
  • Amount to Open: $50
  • Monthly Service Charge: $5/month
  • Waived if: $500/month average balance, Automatic loan payment, Bill pay, Service Member/Student/Adults over 55*
  • Reduced by: $2/month with eStatements
  • Features: Checks, Debit Card***, eStatements, Online Banking, Mobile Banking, Bill Pay.

Interest Checking

  • Interest earning account for households that keep higher balances
  • Amount to Open: $50
  • Monthly Service Charge: $10/month
  • Waived if: $2,500/month average balance, Combined average balance of $10,000 in money market and/or savings, $1,500 monthly direct deposit, Bill pay, Service Member/Student/Adults over 55*
  • Reduced by: $2/month with eStatements
  • Features: Checks, Debit Card***, eStatements, Online Banking, Mobile Banking, Bill Pay.

Important Information

*Service members/students/adults aged 55 and older must show appropriate identification.

**Additional fees may apply, please see Schedule of Fees and Charges.

***$2.50 transaction fee for withdrawals at foreign ATMs (other banks may charge a fee). Any ATM not in the Beneficial State Bank ATM network is a non-network ATM.

ATMs

Any ATM not in the Beneficial State Bank ATM network is a non-network ATM. Our network includes our branches and thousands of ATMs coast to coast in the United States. Visit their websites to find  locations convenient for you. moneypass.com | shazam.net | visa.com.

In order to receive discounted pricing*:

  • Service Men & Women / Seniors / Students must show appropriate identification.
  • Seniors must be over 55 years old

Documents & Resources

eStatement Agreement

eNotice Agreement

Deposit Account Agreement and Disclosure

Schedule of Fees and Charges