Auto Loans

Beneficial Banking Auto Loans

Beneficial State provides a wide range of auto financing options. Whether you are looking to purchase a new or used vehicle to refinance an existing loan for better terms or pay for an expected expense, we have a product to fit your needs. Ready to apply? You can begin your auto loan application with Beneficial State Bank right here online. Select the desired loan product below to start your application today.



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Auto Purchase or Refinance

We offer financing options for new and used autos, vans, and trucks (non-commercial use). Whether you are looking to purchase a vehicle or refinance for better terms, we have a solution for you.

Pre-approvals – Maintain your buying power and get pre-approved before you go to the dealer. Know your lending terms before you shop.

Auto Loan Refinance – Do you have a current auto loan and need a lower rate or payment? Ask us about our refinance options.

Auto Equity – Cash Out

Do you have an unexpected expense? Are you looking to consolidate debt?

Use the equity on your vehicle as a positive alternative to a payday title lender and get the cash you need.

Need assistance? Contact us at 888-326-2265.


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Clean Vehicle Loans


Beneficial State Bank is a preferred lender for multiple clean vehicle programs. If your purchase is combined with any program incentive or grant, please be sure to select the appropriate program and/or Grant Approval ID. 

NOTE: Any approved application in conjunction with a clean vehicle program will require verification of program/grant prior to funding. 

If you have not received a Grant Approval ID yet, you can still apply. If your loan application is approved, you will be required to provide a Grant Approval ID before your loan can be funded.


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