PositiveChange Savings Accounts

Prepare for the future while saving and earning money. Add a savings account and enjoy overdraft protection transfers to your checking account for no additional fee.

OPEN AN ACCOUNT NOW

PositiveChange Savings Accounts

Our savings accounts are designed for a range of customers and include online and mobile banking.

Dependent on the type of account, features include:

ATM card
eStatements
Online and mobile banking
Bill pay

To learn more about accounts available in your area, call our Customer Care Center at 888-326-2265.

Savings

An account with the essentials to begin building a healthy financial future.
Amount to Open: $50
Monthly Service Charge: $5/month
Waived If: $200/monthly avg balance, $200/monthly avg balance, Service Members / Students / Adults over 55*
Reduced by: $2/month with eStatements
Features: ATM card***, eStatements, Online banking, Mobile banking, Bill pay

Money Market

You can earn a higher interest rate than with a savings account, with limited check-writing ability.
Amount to Open: $50
Monthly Service Charge: $15/month
Waived If: $3,000/monthly avg balance, Service Members / Students / Adults over 55*
Reduced by: $2/month with eStatements
Features: Checks, Debit card***, eStatements, Online banking, Mobile banking

CDs

Great for established businesses with low to medium volume
Amount to Open: $250
Monthly Service Charge: N/A
Early withdrawal penalty may apply: Paid interest may be withdrawn without penalty or rolled over at maturity into the principal balance, Assessment of penalties can reduce principal and earnings.
Interest: Compounded daily. Interest paid monthly, quarterly or added back into the account
Terms of 3 to 60 months

IRAs

Individual Retirement Accounts
Amount to Open: $250
Monthly Service Charge: N/A
Early withdrawal penalty may apply: Bank and IRS penalties may be imposed for early withdrawal. Assessment of penalties can reduce principal and earnings.
Interest: Compounded daily. Paid quarterly
Terms of 3 to 60 months

Important Information

*Service members/students/adults aged 55 and older must show appropriate identification.

**Additional fees may apply. Please see Schedule of Fees and Charges.

***$2.50 transaction fee for withdrawals at foreign ATMs (other banks may charge a fee). Any ATM not in the Beneficial State Bank ATM network is a non-network ATM.

ATMs

Any ATM not in the Beneficial State Bank ATM network is a non-network ATM. Our network includes our branches and thousands of ATMs coast to coast in the United States. Visit their websites to find locations convenient for you. moneypass.com | shazam.net | visa.com.

In order to receive discounted pricing*: