FRAUD ALERT: There have been recent attempts to impersonate officers of the bank. If you receive an email from someone claiming to have money for you, please reach out to our Customer Care Center to verify the communication. See our Fraud Awareness page for more information.
Additional Details: Grace period of 25 days before purchases incur a finance charge. Beneficial Builder has an annual fee of $25. Beneficial Resilience and Climate Card have no annual fee. 1 Climate Card is our Visa Signature card. Earn 1 point for every dollar spent. Redeem points for merchandise, airline tickets, cash back, and charitable donations to pre-approved nonprofit organizations that align with your values. * Secured card deposit account must be established at Beneficial State Bank and be in good standing prior to credit approval. Credit lines cannot exceed available deposit amount.
Benefits of your Beneficial State Bank Visa credit card
25-day grace period
Minimum payment: the greater of 2% or $10
Ability to lock and unlock your cards using SecurLOCK