Beneficial State Bank | Financial Wellness

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Use this free tool to find food assistance, help paying bills, and other free or reduced cost programs. Over seven million people across the US have connected with local resources through FindHelp.

Build Your Knowledge and Improve Your Credit

Knowledge is power. Learn about your FICO score and how you can build credit. Plus, use helpful financial calculators from myFICO to answer questions about credit cards, buying a car, and more.

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Build Your Knowledge and Improve Your Credit

Knowledge is power. Learn about your FICO score and how you can build credit. Plus, use helpful financial calculators from myFICO to answer questions about credit cards, buying a car, and more.

Financial Wellness Workshops

If you are interested in a financial wellness workshop (offered both virtually or in person), please email us at financialeducation@beneficialstate.com.

Workshops are led by Rafael Carlos Rogel, Associate Vice President and Financial Education Manager, as well as experts on the Beneficial State Bank team.

Rafael has been an educator since 2003 and is passionate about teaching and empowering the community to make better, wiser, and more informed decisions about their personal finances. Rafael earned his B.A. in English with an emphasis in Teaching in 2003 and went on to receive his TESOL Certification (Teaching English to Speakers of other Languages) through the University of Cambridge in 2013. In 2014, Rafael turned his attention to the financial sector at Beneficial State Bank, where he provides no-cost financial wellness presentations to the community at high schools, colleges, and nonprofits.