Beneficial State Bank (Beneficial State) opened in 2007 under a unique foundation ownership model and has 7 branches throughout California, Oregon, and Washington, including access to over 70,000 surcharge-free ATMs through the MoneyPass ATM network. We offer checking, savings, loans, credit cards, online and mobile banking, and everything else you’d expect from a bank—but we exist to serve your prosperity and goals, not to profit from them.