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Sacramento Office

Mission Driven Banking for Sacramento

Sacramento’s metro area is a vibrant patchwork of urban and rural landscapes, diverse communities and a wide range of business sectors. Beneficial State expanded here because we know that Sacramento and its surrounding area will be better served by professionals who are a part of the community.

Sacramento Public Transportation

Beneficial State is a full-service community bank that serves organizations that are making a positive impact on our communities. We believe that a healthy environment is the only sustainable foundation for economic prosperity. Our bank is a catalyst for positive change by providing fair, transparent, and sustainable banking products and services as alternatives to predatory practices that that may boost a financial services organization’s profits but may also undermine a community’s long-term sustainability.  


Our Sacramento office specializes in Commercial and Industrial Loans, SBA Loans, Lines of Credit and Internet Banking for nonprofits, small businesses and individuals.

Nonprofits - Is your money supporting your mission?

Beneficial State is a member of The Global Alliance for Banking on Values - an independent network of banks using finance to deliver sustainable development for under-served people, communities and the environment. As a member bank we comply with sustainable banking principles that promote positive, viable alternatives to the current financial system.

Our Bank is mandated to produce meaningful social justice and environmental benefits by being a financially sustainable organization. 100% of the economic rights of the Bank are owned by the nonprofit Beneficial State Foundation. When profits of the Bank are distributed, they can only be distributed to the Foundation which is mandated to reinvest those proceeds back into the communities and the environment on which we all depend.

When nonprofits bank with Beneficial State, the money in their accounts helps extend their impact to causes and sectors that further their organization goals.  


Contact us

 Dick Fletcher, Chief Lending Officer | rfletcher@beneficialstate.com  | 510.550.8432

Sacramento Office

980 9th Street, Suite 2080, 
Sacramento, CA 95814
888.326.2265

Our Customers

Customer-Ecologic-Bottle-One-PacificCoast-BankWe strive to provide capital to businesses & nonprofits that produce meaningful social justice and environmental outcomes. Learn more about our customers here!

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