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PositiveChange Checking Accounts

Your deposits allow us to empower change-makers that are working toward meaningful social justice outcomes and environmental sustainability. Your deposits can create the positive change you want to be reflected in our communities.

All personal checking accounts include:

  • Debit card
  • Unlimited debit card transactions
  • Unlimited check writing
  • eStatements (required for eChecking, optional for other accounts)
  • Online and mobile banking
  • Bill pay

eChecking

A free online account with our full suite of features. eStatements required.

  • Minimum opening balance: $50
  • Monthly service charge: $0/month
  • Please note: eStatement required

Checking

Our full suite of features, with the option to receive statements through the mail.

  • Minimum opening balance: $50
  • Monthly service charge: $5/month
    • Waived if: $500/month average balance, automatic loan payment, bill pay, Service Member, Student, or Adult over 55*
    • Reduced by: $2/month with eStatements

Interest Checking

Interest-earning account for households that keep higher balances.

  • Minimum opening balance: $50
  • Monthly service charge: $10/month
    • Waived if: $2,500/month average balance, combined average balance of $10,000 in money market and/or savings, $1,500 monthly direct deposit, bill pay, Service Member, Student, or Adult over 55*
    • Reduced by: $2/month with eStatements

Already started opening your account?

Important Information

*Service members, students, and adults ages 55 and older must show appropriate identification.

**Additional fees may apply. Please see Schedule of Fees and Charges.

***$2.50 transaction fee for withdrawals at foreign ATMs (other banks may charge a fee). Any ATM not in the Beneficial State Bank ATM network is a non-network ATM.

ATMs

Our network includes our branches and thousands of ATMs coast to coast in the United States. Visit their websites to find locations convenient for you: MoneyPass | Shazam | VISA.

In order to receive discounted pricing*:

  • Service Men & Women / Seniors / Students must show appropriate identification
  • Seniors must be over 55 years old