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4 Easy Ways to Move Your Money to Values-based Bank + 
A Quick Way to Align Your Finances

We believe that banking can be seen as the original and most powerful form of crowdfunding.

Our deposits, when pooled together, can finance affordable housing, clean energy initiatives, healthy food systems and more. As individuals, we have a huge opportunity to vote with our dollars and support financial institutions that have demonstrated a commitment to balancing profitability with social justice outcomes and environmental sustainability. 

If you are interested in aligning your finances with your values, we've created this toolkit to help guide you in moving your money.



4 Easy Ways to Move Your Money to Values-based Bank

Want your money to support a beautiful, thriving, inclusive world? Put your deposits in a values-based bank!

  1. Choose a community bank that shares your values! See below.
  2. Order your new checks and debit card.
  3. Make changes to your direct deposit with your employer, your direct debits if you have automatic payments and any online bill payments.
  4. Close your Big Bank account – and tell your bank why you made the switch!

Are you interested in opening an account at Beneficial State? Start here.


A Quick Way to Align Your Finances - Switch your Credit Card to Values-aligned Credit Card

Moving your accounts to a new bank can take some time, so here's one way you can immediately align your values- open a credit that supports the movements you believe in. Many of us have credit cards these days –to purchase an airline ticket, to shop online, or to reserve a hotel room, now you can direct the fees generated by using a credit card, to social justice and environmentally sustainable solutions.

  • Apply online within 5-10 minutes.
  • Reward points for travel and merchandise. Earn one point for every net dollar spent.


Choose a community bank that shares your values

Beneficial State participates in several certification and membership groups comprised of ethical and socially-responsible banks. Provided are resources to help you make your choice.

Global Alliance for Banking on Values

A network of values-based banks using finance to deliver sustainable economic, social and environmental development. These are independent banks with a focus on retail customers that are committed to delivering a triple bottom line.

Community Development Bankers Association

Community Development Bankers Association (CDBA) is the national trade association of the community development bankers. As the voice and champion of the industry, they educate policy makers, regulators, and legislators on the importance of community development banks.

B Corporation

B Corps are for-profit companies using business as a force for good. They are certified by a nonprofit B Lab to meet rigorous standards of social and environmental performance, accountability, and transparency. There are several financial institutions with B Corp certification, including Beneficial State Bank, ensuring they are accountable to their triple-bottom-line of delivering social and environmental impact while being financially sustainable.

National Community Investment Fund

The largest investor in the mission-oriented banking industry, helping to build opportunity for Community Development Financial Institution banks (CDFI) and Minority Depository Institutions (MDI). Use the BankIMPACT map tool to find the highest-performing mission-oriented financial institutions focused on underserved communities.

Still, can’t find a bank in your area?

Check out Green America’s directory of community development banking institutions.

Contact your local AMIBA Independent Business Alliance or a local BALLE leader for suggestions of engaged local banks.    


Do you have more questions?

If you have any questions, reach out to Emma Guttman-Slater at or 510-912-2900 or send a note below!