Open an Account

Start Banking with Beneficial State

You can open a personal checking or savings account from the convenience of your home! If you'd like to open a business account, please call our customer care team at 888.326.2265 to get started, or visit your local branch. Learn more about our PositiveChange personal checking accounts and savings accounts.

Before we start banking together, make sure you qualify:

  • To open an account with us, you must be located in California, Oregon, or Washington State.
  • Please note that you must be at least 18 years of age, and you must be a U.S. citizen or U.S. resident alien to open your account with us online.

If you have any questions, please contact us at or 888.326.2265. Our customer care center hours are Monday – Friday 7am – 6pm and Saturday 10am – 2pm PST.

Complete the following account form and a Customer Care Center team member will contact you to complete the process: