Open an Account

Start Banking with Beneficial State

You can open a personal checking or savings account from the convenience of your home! If you'd like to open a business account, please call our customer care team at 888.326.2265 to get started, or visit your local branch. Learn more about our PositiveChange personal checking accounts and savings accounts.

Before we start banking together, make sure you qualify:

  • To open an account with us, you must be located in California, Oregon, or Washington State.
  • Please note that you must be at least 18 years of age, and you must be a U.S. citizen or U.S. resident alien to open your account with us online.

For questions please contact our Customer Care team.

Customer Care Center

Beneficial State Bank



Monday - Friday: 8 AM - 6 PM PST
Saturday: 10 AM - 2 PM PST

Auto Loans


Monday - Friday: 8 AM - 6 PM PST

Payment Addresses:

  • Payment Address: Beneficial State Bank PO Box 2900 Porterville CA 93258
  • Overnight Address: Beneficial State Bank 268 N Main St Porterville CA 93257

After business hours?

Complete the account request form below and a Customer Care team member will reach out to you to set your new account up.