Business Savings

PositiveChange Business Savings Accounts

Your deposits matter. Your deposits allow us to empower change-makers that are working toward meaningful social justice outcomes and environmental sustainability. Your deposits can create the positive change you want reflected in our communities.


  • An account with all the essentials designed to put you in control of your organization’s savings
  • Amount to Open: $100
  • Monthly Service Fee: $5/month
  • Waived if: $200 monthly average balance, Certified B Corp/ CDFI/ Nonprofit*
  • Reduced by: $2/month with eStatements
  • Features: ATM Card, eStatements, Online Banking, Mobile Banking, Remote Deposit Capture
  • An interest-bearing account that earns you a higher interest rate than a savings account, with limited check-writing ability.
  • Amount to Open: $1,000
  • Monthly Service Fee: $15/month
  • Features: Checks, eStatements, Online Banking, Mobile Banking, Remote Deposit Capture, Positive Pay
  • This account is ideal for organizations that prefer the benefit of fixed returns.
  • Amount to Open: $100
  • Monthly Service Fee: N/A
  • Early withdrawal penalty may apply: Paid interest may be withdrawn without penalty or rolled over at maturity into the principal balance. Assessment of penalties can reduce principal and earnings.
  • Terms of 3 to 60 months. Compounded daily. Interest paid monthly, quarterly or added back into the account.
  • An excellent solution for clients with over $250,000 in deposits and need all deposits FDIC insured.
  • Contact a Client and Treasury Management team member

To learn more about accounts available in your area, call or email our Customer Care Center at support@beneficialstate.com or 888.326.2265.

Important Information

*$2.50 transaction fee for withdrawals at foreign ATMs (other banks may charge a fee). Any ATM not in the Beneficial State Bank ATM network is a non-network ATM. 

**Additional fees may apply, please see Schedule of Fees and Charges.

ATMs

Any ATM not in the Beneficial State Bank ATM network is a non-network ATM. Our network includes our branches and thousands of ATMs coast to coast in the United States. Visit their websites to find  locations convenient for you.  https://www.star.com/locator/ | www.moneypass.com.

In order to receive discounted pricing:

  • Service Men & Women / Seniors / Students must show appropriate identification.
  • Seniors must be over 55 years old

Documents & Resources

eStatement Agreement

eNotice Agreement

Deposit Account Agreement and Disclosure