Business Savings

PositiveChange Business Savings Accounts

Your deposits matter. Your deposits allow us to empower change-makers that are working toward meaningful social justice outcomes and environmental sustainability. Your deposits can create the positive change you want reflected in our communities.


An account with all the essentials designed to put you in control of your organization’s savings.
Amount to Open: $100
Monthly Service Fee: $5/month
Waived if: $200 monthly average balance, Certified B Corp/ CDFI/ Nonprofit*
Reduced by: $2/month with eStatements
Features: ATM Card, eStatements, Online Banking, Mobile Banking, Remote Deposit Capture
An interest-bearing account that earns you a higher interest rate than a savings account, with limited check-writing ability.
Amount to Open: $1,000
Monthly Service Fee: $15/month
Features: Checks, eStatements, Online Banking, Mobile Banking, Remote Deposit Capture, Positive Pay
This account is ideal for organizations that prefer the benefit of fixed returns.
Amount to Open: $100
Monthly Service Fee: N/A
Early withdrawal penalty may apply: Paid interest may be withdrawn without penalty or rolled over at maturity into the principal balance. Assessment of penalties can reduce principal and earnings.
Terms of 3 to 60 months. Compounded daily. Interest paid monthly, quarterly or added back into the account.
An excellent solution for clients with over $250,000 in deposits and need all deposits FDIC insured.
Contact a Client and Treasury Management team member


To learn more about accounts available in your area, call or email our Customer Care Center at support@beneficialstate.com or 888.326.2265.

Important Information

*$2.50 transaction fee for withdrawals at foreign ATMs (other banks may charge a fee). Any ATM not in the Beneficial State Bank ATM network is a non-network ATM. 

**Additional fees may apply, please see Schedule of Fees and Charges.

ATMs

Any ATM not in the Beneficial State Bank ATM network is a non-network ATM. Our network includes our branches and thousands of ATMs coast to coast in the United States. Visit their websites to find  locations convenient for you.  https://www.star.com/locator/ | www.moneypass.com.

In order to receive discounted pricing:

  • Service Men & Women / Seniors / Students must show appropriate identification.
  • Seniors must be over 55 years old

Documents & Resources

Online Banking Access Agreement and Electronic Funds Transfer

eStatement Agreement

Deposit Account Agreement and Disclosure