Business Lending

Business Loan Types

Beneficial State Bank’s business loans help create and maintain good living wage jobs in our local neighborhoods. Many loans also restore ecological health in our communities.  Our relationship managers are experts in commercial, small business, nonprofit and SBA lending. 

We offer tailored financing for all types of commercial properties. Our commercial real estate products include:

  • Acquisition and refinancing of owner-occupied and non-owner-occupied investment properties
  • Interim and long-term real estate financing
  • Neighborhood stabilization financing

Learn more about our commercial loans.

 


 

Real Estate Loans

We offer tailored financing for many types of commercial properties. Our commercial real estate products include:

  • Acquisition and refinancing of owner-occupied and non-owner-occupied investment properties
  • Interim and long-term commercial real estate financing
  • Multifamily properties- affordable housing and investor owned

 


 

Commercial / Nonprofit Loans

We offer lines of credit and term loans to help your organization meet its goals. Our loans may be used to finance:

  • Equipment and working capital expenditures
  • Tenant improvements
  • Business expansion
  • New business acquisitions
  • Other long-term projects

 


 

Small Business Loans

We offer a variety of financing solutions in partnership with the Small Business Administration (SBA) and the United States Department of Agriculture (USDA). These programs can help your small business grow with favorable and flexible terms and competitive loan rates. We offer four options: 

  • SBA Express
  • SBA 7(a) Loan
  • SBA 504 Loan
  • USDA Business & Industry, as well as other state programs 

 


 

Business Builder Loan

This loan type is targeted for clients looking to loan from $10,000 to $150,000. These loans are available for working capital or multiple advances for asset purchases or tenant improvements.

Learn more: Business Builder Summary Of Terms




Get Started

Commercial Loan ApplicationBusiness Debt Schedule | Personal Financial Statement

Need help? 

Contact Grant Word EVP, Director of Commercial & Business Banking gword@beneficialstate.com