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LowIncome Community Economic Development

Beneficial State Bank takes a critical mass approach to community development banking. We emphasize five elements, the whole of which is greater than the sum of the parts: Low-Income Community Economic Development

  1. Financing small businesses to promote local employment and improve neighborhood economic vitality.
  2. Financing a myriad of community services organizations and not-for profit organizations to provide needed community services.
  3. Financing affordable housing developments to broaden access to stable housing and providing non-predatory single family and multi-family residential mortgages to increase and stabilize home ownership.
  4. Providing fair, comprehensive and comprehensible banking services to increase and protect personal wealth.
  5. Promoting economic viability, sustainability and growth for small business, community service organizations, and not-for-profits will in turn optimize the benefits for our organization.
Our Philosophy

Beneficial-Banking-Directional-Street-Sign-One-PacificCoast-BankOur profits, when distributed, can only be distributed to our Foundation to support our community and environment. We believe this innovative structure will allow us to achieve our vision of Beneficial Banking.

Our Customers

Customer-Ecologic-Bottle-One-PacificCoast-BankWe strive to provide capital to businesses & nonprofits that produce meaningful social justice and environmental outcomes. Learn more about our customers here!

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