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Affordable Housing and Neighborhood Stabilization


One critical element of Community Economic Development is, of course, the provision of affordable housing. Affordable Housing and Neighborhood StabilizationBeneficial State Bank works to provide bridge and permanent financing to strong low-income housing developers. In recognition of the systematic effect of stabilizing housing in poor communities, Beneficial State also provides finance to investor groups rehabilitating blighted neighborhoods and putting homes back out on the market for lease to buy or straight purchase, hopefully at area affordable prices. Beneficial State does not finance the purchase of occupied homes without wrap around services to ensure the safe landing of the family in sustainable housing elsewhere. 


Our Philosophy

Beneficial-Banking-Directional-Street-Sign-One-PacificCoast-BankOur profits, when distributed, can only be distributed to our Foundation to support our community and environment. We believe this innovative structure will allow us to achieve our vision of Beneficial Banking.

Our Customers

Customer-Ecologic-Bottle-One-PacificCoast-BankWe strive to provide capital to businesses & nonprofits that produce meaningful social justice and environmental outcomes. Learn more about our customers here!

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