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International Living Future Institute's Affinity Card

Beneficial State Bank has partnered with the International Living Future Institute to launch a Visa Platinum credit card that works to redefine the green building movement. This partnership ensures that a percentage of every purchase made using this card furthers ILFI’s mission to offer green building and infrastructure solutions that help create a better world.


ILFI Credit Card


Participate in an economic system with positive social and environmental co-benefits:

  • Reward points for travel and merchandise
  • Travel Accident Insurance
  • Tickets good on any airline with no blackout dates
  • Brought to you by Beneficial State Bank, a triple-bottom line community bank
  • Customer service located in the U.S.
  • Rewards you and ILFI with every purchase

The card is issued by TCM Bank, N.A., a national bank owned by ICBA Bancard, a subsidiary of the Independent Community Bankers of America. For each purchase made using the card, a percentage of the interchange income is split between Beneficial State Bank and ILFI to further their mission.


Get Started!

Apply online or by mail here.

Need Help?

For questions on applying for an ILFI affinity credit card, call us at 888.326.2265.

Manage Your Account Online

To manage your account online, visit:

For questions on an existing account or to report a lost or 
stolen credit card, call TCM Bank at 800.883.0131.


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Our Philosophy

Beneficial-Banking-Directional-Street-Sign-One-PacificCoast-BankOur profits, when distributed, can only be distributed to our Foundation to support our community and environment. We believe this innovative structure will allow us to achieve our vision of Beneficial Banking.

Our Customers

Customer-Ecologic-Bottle-One-PacificCoast-BankWe strive to provide capital to businesses & nonprofits that produce meaningful social justice and environmental outcomes. Learn more about our customers here!

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